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If you are looking to buy or sell a property in Spain, one of the things to consider carefully should be how you’re going to transfer your money, as the difference in exchange rates can really make a huge difference to the amount this will ultimately cost you. Some buyers and vendors will automatically assume that using their own bank is the simplest and most cost effective way of doing this, however this usually isn’t the case.


Foreign Currency Direct turn over in excess of half a billion Pounds per year and this therefore provides us with far more buying power than an individual alone would have when transferring currency through their bank. In addition to the cost savings that we can offer on your currency exchange, our service is extremely personal and you will have one point of contact here throughout all of your dealings with us. Your personal account manager will take the time to get to know all about your situation, and use their expert knowledge of the markets to keep you informed of exchange rate fluctuations so that you can achieve the most for your money. The average tenure for our traders is over 8 years, and you can use their vast experience to help you navigate the Spanish buying and selling process, whilst helping you to time your currency exchange to trade at the peaks.


Not only do we provide extremely competitive rates of exchange compared to the High Street banks, but we also understand the nuances of the Spanish property market. Having helped thousands of clients to buy and sell properties in Spain, we are perfectly positioned to organise your currency transfer. We can also send payments directly to your Solicitor for your property purchase, or funds can be sent directly from the Solicitor to either our UK or Spanish based Euro bank account following completion of a property sale, all to help you to avoid potential bank charges.


Foreign Currency Direct are authorised by the FCA as an Electronic Money Institution, so you can be comfortable knowing that your money is being handled responsibly, whilst being held in segregated accounts which are used to keep your money and company funds completely separate.


We also offer a number of options which are designed to help you to target and capitalise on favourable exchange rates. One option we offer is a forward contract which allows clients to purchase their currency in advance, so that if the exchange rate falls you can feel comfortable that your currency is already secured.  This can remove the risk of market volatility which could impact your return significantly, while you wait for your property to complete.


If you would like more information on how we can help with a future property sale or purchase, or if you have any smaller transfers to make such as regular pension payments, please don’t hesitate to get in touch. My name is Amelia Spencer and I can be contacted by email at This email address is being protected from spambots. You need JavaScript enabled to view it. or alternatively please feel free to give me a call on 0044 (0) 1494 787484.

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